How to Prepare for Home Disasters in 2025

We’re all shell-shocked by fires, hurricanes, and more in the news! Several years ago, my family experienced a devastating fire in our home. I worked for an insurance company, so given the horrific California wildfires, I have a different perspective to offer you.

CHECK in with your insurance agent! – Share changes in the family (marriages, divorces, new members, etc.).  Discuss any highly valued personal property or new purchases.  Have you remodeled recently?  Ask about Additional Living Expenses!  We lived in a hotel for seven months while contractors rebuilt our home!  Overall, are you satisfied with your coverage?

Records – Use your cell phone to take pictures of rooms or make a “home sweet home” video! Next, revisit where you store important documents. Invest in a fire-resistant lock box at home, a more secure safety deposit box, or place documents online in the cloud! Looking back, I lost documents temporarily stored in an accordion file. Please make better choices!

Trauma –The American Red Cross provided crisis support and guidance to our family. Losing your home or being displaced ushers in an overwhelming feeling of unease and personal vulnerability! So, remember, there is no shame or judgment in getting help! Now may also be a great time to donate to relief agencies!

Rebuilding – Be patient. Patience is a lot to expect, but it takes time for insurance adjusters to visit, workers to clear and clean, and contractors to hire. We also learned that contractors work on several projects simultaneously, delaying rebuilding efforts! Housing inspectors must also inspect. Folks, it takes a village to rebuild your home; this process is not overnight.

Somewhere, someone is facing the worst days of their life. Please be proactive!  Consider how you can protect yourself and your family!  No one thinks a disaster can happen to them.  Be well and safe in 2025!

OMG, the class reunion!

This reunion year is huge! Let’s just say I’m a mature graduate! But, like many people, I’m stressing about what to wear and more importantly, what it all means! Can a school reunion be good for my health and well-being? I have a couple of thoughts to share.

First, we now look like our parents instead of the students I remember! I find this disturbing and funny, too! Somehow, I thought of others (like my parents) getting older, not me, not us! There is a mix of emotions about aging, a little insecurity (work, retirement, and life), and grudging acceptance. After all, we are adults now! I wouldn’t want to change time and return to my 18- or 21-year-old self, would you?

Second thought, we represent a rich, diverse group. Our adult lives reflect meaningful work, marriage, divorce, children, travel, and more. Our connection to the school was not just classes but a solid affinity for clubs, organizations, and communities reflecting us. Your “community” could have been band, team sports, fraternities, LBGT, language clubs, theater, and students (Hispanic, Jewish, African, etc.). Schools (especially colleges) nurture and support many communities and interests under one big tent.

My third thought takes me to the inevitable comparison game! I look around at many accomplished people and wonder: ‘Have I done enough personally and professionally?’ Did I fully challenge myself? Some classmates did what they said they would, while others landed in other roles and places. Grown-up me knows everyone has faced detours, successes, and failures in life. 

So, we’re returning to our alma mater! Admittedly, I’m grateful! For me, college facilitated many incredible adventures and life experiences. I regret not sticking with Spanish and pursuing a study abroad program! Back then, I gave up too quickly when challenged! Today, I’m confident and open to learning! That’s the endearing gift of school!

My friends and I decided to embrace the moment and have fun. Cheers to all! Go Cats!

“Hon, have you found your place?”

If you close your eyes, I bet you can think of many places you once thought were heaven! You arrived there and found beauty, contentment, inspiration, peace, and more. For example, I visited an enchanting, rural, sun-kissed retreat in the southeast a few years ago. It still is magnificent. But today, I realize my sense of the perfect place has changed, and I see people, places, and things differently.

The perfect place is more than just a fantastic beach, lake, or national park. Your place could be a favorite city, town, or country. Your place is a long-desired job, an industry, business, or profession that allows you to be your best or earn a living. Perhaps your place is a church, gym, home, school, or any location that captures your mind, body, and spirit. I discovered my happy place after moving from a cold state to a more temperate climate, and now I love winters at home!

Perhaps your place is with people. You feel like you’re in the right place with great friends, family, a loving partner or spouse, or whomever you call your people. Once again, the list could be long here. In your mind and heart, you know when the right folks surround you!

Beyond places and people, we find joy in things. My perfect list included a summer night baseball game with fireworks, a championship basketball game, concerts, and fun 5K and 10K races. My perfect things included roller skating, movies, and great art at local museums. And finally, my happy place had good books, writing, and blogs, all things I could lose myself in.

A friend once suggested I stop searching for a perfect place in life and focus on the here and now! He thought I was missing something, not fully appreciating the moment, and always looking for something else. My feelings about my happy place have evolved as I’ve gotten older. Indeed, I must give myself the time, patience, and grace to enjoy the many experiences before me that confirm – I’ve found my place!

How’s your Mother’s Day?

I enjoyed a lovely Mother’s Day service at church. Yes, they preached, sang, and presented powerful poetry about the virtues of mothers.  Mine has “gone on to glory,” so I can relate to those who miss their moms.   As I listened, I couldn’t help but think that as tempting as it is to sing familiar praises, some relationships with mothers are or have been less than perfect! Sorry, but that’s the grown-up truth in this month of May honoring greater awareness of our mental health.  So, I’m struck by an overwhelming sense of emotion as I think about mothers.  I can admit, I heard you, Mom! My life is richer for her many contributions.  Finally, my wings are strong and flight worthy.  She gave me all I needed to fly on my own.  This is truly one of the greatest virtues of mothers! Indeed, Happy Mother’s Day!

Well, this is my birthday, isn’t it?

Sometimes, even birthdays, become enmeshed in politics!  I was reminded of this when I asked a colleague to not broadcast my day on the company intranet.  She replied, “But, everyone will think we don’t care about you!” Yes, birthdays are more political than they should be! Consider this:

Big cakes and little cakes! At work, I’ve seen beautiful, elaborately decorated cakes for some, and last-minute, generic Walmart cakes for others.  Why the difference?  Well, one person, a manager or key employee is highly-regarded and/or popular, and the other colleague isn’t! Some employees are offered “group cakes” for multiple birthdays in one month or quarter.  One clerical manager explained we’d have a cake every week otherwise! Have you ever wondered what your birthday treat says about your place in the office?

Have you experienced a birthday-themed marketing campaign? Instead of wishing us well, we hear from political campaigns and non-profits requesting donations in honor of other people or causes!  I must admit, this personal appeal is most annoying to me. Wouldn’t you be annoyed if anyone told you what you should get them for their BD?  Family and friends are okay, but a grinning politician? 

People can be amazingly insensitive!  With so much attention focused on Diversity & Inclusion at work, I’m not sure how “Over the Hill! party themes would work today, but this was the norm in some offices. I also recall a manager confiding in me how much she wanted to include an employee who doesn’t celebrate holidays and birthdays.  She wanted a close and supportive team!  So, I asked if she ever considered just respecting the employee and her wishes?  My question was met with stony silence.

So, here I am with another birthday at work!  I used to take a day or week off to avoid the attention, then my determined manager planned my “surprise” before or after vacation!  So, how difficult could it be to celebrate and eat cake?  Honestly, I don’t want to be anti-social or politically incorrect, but I prefer my birthday to be mine!  I’d love to keep other people and their agendas out of my cake business!  And before I forget,

Happy Birthday all “First-Quarter Babies!”

Photo by George Dolgikh on Pexels.com

OMG, give me a break!

In this country, we treat vacations like one big buffet! We’re ravenous and must devour everything to get our money’s worth! Admittedly, I’m greedy too, but I understand what feeds our collective hunger!

Many of us need more time for travel! When you’ve only a few weeks of vacation time, personal time off (PTO), or, sadly, no paid leave in this country, you feel pressured to maximize the experience. So you rush to your destination and try to see and do as much as possible! Add the misery of traveling today(air, train, and road traffic), and we’re all more stressed.

Travel is wicked expensive! Lodging, transportation, meals, and entertainment can break the bank! Still, we often seek to squeeze in as much as we can. Have you ever splurged on an over-the-top vacation experience? On the other hand, have you ever stayed with family and friends to reduce expenses? Your overspending or thriftiness reflects your response to the cost of travel.

We desperately seek diversions from our daily lives! On the one hand, our minds and bodies beg for variety, stimulation & excitement; on the other, we need rest and a break. When we go on vacation, we feel like the moment is fleeting! So, we rush to get all that we can!

I recently planned a long weekend in the nation’s capital. I had ten things on my list (including museums, monuments, restaurants, etc.). But then, it suddenly hit me that I need R&R too! So, I crossed off most of my list and focused on a few good memories rather than demanding more!

Photo by Oleksandr Pidvalnyi on Pexels.com

Ready to really Spring Forward?

I wanted to honor my brother by running a marathon with a nonprofit organization that supported him during his illness. A big goal for me, but no execution! So, I found a way to honor him and challenge myself with a local YMCA 10K Training Team! Here’s what I learned:

First, I discovered that less is more (and healthier) with a 10K! My doctor approved and even high-fived me for my interest. But, while my ego wants to go big, my body says no! So, I work with a great bunch of folks every Saturday for ten weeks before the big event. We are motivated to prepare for and complete a popular community-sponsored race and go on this journey together.

Second, it’s exhilarating to train with a group! Ours include runners and walkers, a/k/a “Movers and Shakers!” Our volunteer coaches are passionate about fitness and training. Time flies as we exercise at our own pace, conversing and breathing effortlessly. We are not competitive but focused on an end goal. I’m honestly shocked at how quickly time passes!

Third, an experienced coach is also an excellent partner! Our head coach leads with attention to detail, including lengthy weekly email updates, printed directions for our course, pep talks, and boundless enthusiasm. Our other coaches space out to start and trail behind with slow pokes (like me)! We enjoy tips on hydration, proper shoes and clothes, great stretching, warm-up, and cool-down exercises, and safety tips (staying alert when alone, managing traffic, cell phones, etc.). Our personal weekday programs prepare us for longer Saturday training sessions.

Okay, it’s almost Spring and time to store your winter coat! Are you ready to shake up and move your fitness to a new level? Consider a training group. Maybe, we’ll see you on the road!

“Is it Friday, yet?”

Photo by Kampus Production on Pexels.com

My friend, 

     I’m sorry to hear how your job is driving you crazy! There is nothing more demoralizing and stressful. Since I’m a year older and fresh off a break from work, I want to share a few things I’ve learned.  

     First, I recently discovered a great quote on LinkedIn: “Leaving a toxic workplace is an act of bravery, not defeat!” I wouldn’t call my previous employer “toxic,” but I felt increasingly awful as I held on to a job I had outgrown and worried I couldn’t find something better. But after years of complaining, I finally pivoted to another position! I confidently use my skills in a different place, and I’m happier!   

     Second, I learned fear of change is a monster, and I must confront it! Staying in a job you hate eats at your self-confidence every day! Yes, “The definition of insanity is doing the same thing over and over and expecting different results!” To break this cycle, you must do something else! So I started a blog and volunteer projects to grow my interest in wellness and explore my creative side in writing and public speaking. My avocation didn’t lead directly to a new job but opened the door, allowing me to see other possibilities!   

     Third, I discovered a toxic workplace is a surface issue, and I had to go deeper! Is the problem a lousy boss or horrible co-workers? Is the problem the work culture or a current mismatch in skills and interests? Perhaps, the real issue is more personal (such as childcare, an aging parent, health, money, etc.) The Pandemic helped many realize what was most important. For me, work-life balance is a huge deal! After decades of working in corporate America, I want to see less of a traditional office and a cubicle!

     Toxic job situations happen in all workplaces. So, what’s a stressed-out person to do? First, start inward with honest self-talk. Talk to family, friends, and trusted professionals who can make the conversation about you (and not them!). But ultimately, make a plan that moves you to a better place! You deserve this! I started with baby steps like blogging and volunteering. What about you? 

I wish you all the best in your journey!

So, what do you want to be when you grow up?

This question remains oddly perplexing for kids and adults as we contemplate the next steps in our lives. Choices become even more nerve-racking for adults as the clock ticks away! While watching a favorite weekly drama on television, I heard some sage advice worth sharing.

Let’s start with one annoying, bright, fictional character, a firefighter on an ABC show called Station 19. She is overwhelmed by personal convictions and talent and can’t get out of her own way in life. Finally, her exasperated mentor told her frustrated mentee that the answer was in front of her! In addition, she should look at the job she already knows so well. After this, she should consider an open new role demanding her strong crisis management and people skills.

Further, the mentee’s purpose isn’t some big giant illusive thing to be discovered. Instead, your purpose will reflect everything you’ve done. Everything you’ve done connects the dots in your life and allows you to bring meaning and value to yourself and others. The mentor said that all those dots make you ideal for one area or another, and you’re perfect for leadership now!

In the last few years, I’ve focused on my dots or interests in many areas. Mine include travel, writing, reading, fitness, volunteer projects, etc. I’ve changed jobs to reflect my evolving interests and skills and pivoted away from work that doesn’t interest me.

In one good hour of must-see TV, one can learn something new or confirm what you already know! The answer to what is next is often right in front of you or in places you’ve already ventured. However, it may take a trusted mentor, friend, advisor, or just a little personal courage to see what is in front of you.

Photo by Brett Jordan on Pexels.com

So, you think you can eat anything, huh?

My 50th POST! – “People are starving in this country, and you’re throwing away food!” My mother would say this and look at me in horror! I was guided by food labels and my own sense of what keeps me safe. Recently, I listened to an NPR news report on widespread confusion regarding food labels. Let’s take a closer look.

We are often confused by the sheer variety of labels, including: “use before,” “sell by,” “expires on, “good by this date,” “best if used by,” etc. The public’s uncertainty about dates on packaged foods leads to up to 20% of waste in this country, according to Frank Yiannas, the FDA Deputy Commissioner on Food Policy and Response. It seems uniform definitions and standards are lacking.

I surveyed my own kitchen and noted many products with NO date! You’d think those foods are suitable for a lifetime! At first, I thought I might have tossed the packaging, but no, many products simply have no date at all! I’m sure our food preparation and safety standards are better than most in the world. The U.S. is an advanced country, but there still seems to be a measure of “buyer beware” here!

To be safe, I follow a few personal rules:

  1. I look at food labels and try to remember the labeled dates. Some properly sealed foods last longer. I also always refrigerate any suggested food after opening.
  2. I’m cautious regarding dented cans and anything that insults my senses. I’m not going there if it doesn’t look, or smell right or food contents have separated. 
  3. I won’t risk my stomach on mere “taste tests” with questionable items in the refrigerator or cupboard.

Old-fashioned cooking may address some problems, but I can’t be thrifty and cavalier and expose my digestive system to something that raises red flags.

After a hard upbringing, a friend of mine hated wasting food! He’d proudly claim he has a stomach that can handle anything! This was true until he ate the wrong thing, suffered from food poisoning a few times, and ended up in the hospital. He learned how painful this could be as his body fought an invasion of poison and bad food!

Photo by Jean van der Meulen on Pexels.com

So, a reasonable consumer is wise and educated. The best offense is a strong defense. Your healthy gut is relying on you! So, here’s to good food and healthy, and happy times in your life and home!